Roof Financing
Stubbs Roofing has teamed up with another local expert, First Commerce Credit Union. If you are interested in exploring Roof Financing options for your roofing or gutter project, follow the Apply Now button below.
The minimum roof loan amount they offer is $1000, which is excellent for smaller projects.
- Quick Approval
- Decent Rates
- No Early Payoff Penalty
Many of our clients even choose to seek financing for roof repair. Especially since there are no payoff penalties.
No Early Payoff Penalty
Dedicated FCCU loan officers can assist you throughout the process. You can also choose 3 months of deferred payments on all loans or 6 months of deferred payments on $5k+ loan amounts.
Instant Decision
Credit decisions are quick. Just follow the apply now button below to get started. Existing members can even login using the same button!
Quick Funding
Funds are typically processed in 1-2 days. Finalize your loan once your project is completed in case you have other costs, such as plywood replacement.
What is the best way to finance a roof?
The best financing for new roof includes options like personal loans, home equity loans, home equity lines of credit (HELOC), or using a credit card with a low-interest rate. Additionally, some roofing companies offer financing plans. Consider comparing interest rates and terms to find the most suitable option for your budget.
can you get financing for a new roof
Yes, financing options for a new roof are available through various lenders such as First Commerce CU & home improvement financing programs. Consider options such as personal loans, home equity loans, and credit cards as an alternative.
financing options for new roof
Beside our suggested roof financing with FCCU, you could also consider:
Home Equity Loan
Home Equity Line of Credit (HELOC)
Personal Loan
Credit Card Financing
Government Programs and Grants
FHA Title I Home Improvement Loan
Insurance Claims (if applicable)
Pace Roof Financing
What credit score is needed for a roof?
A credit score of at least 620 is generally needed for a roof financing loan.
Does Stubbs Roofing Finance Roofing?
Yes, Stubbs Roofing offers roof financing options for roofing projects, gutter installation, and even roof repairs. Our job prices do not change no matter how you choose to pay for the project. Many of our competitors use 3rd party lenders that have a hidden “dealer fee” built into the roofing job. This dealer fee buys down the rate or terms to the consumer.
Why consider roof financing for your project?
Why consider roof financing for your project?
New roof financing options can offer several benefits, depending on your financial situation and needs. Here are some potential advantages:
Immediate Repair or Replacement: If your roof is in urgent need of repair or replacement, roof installation financing allows you to address the issue promptly without having to wait until you have saved enough money.
Protecting Your Home: A new roof enhances the structural integrity of your home, protecting it from leaks, water damage, and other potential issues. This can save you money on future repairs and maintenance.
Increased Property Value: A new roof can increase the overall value of your property. If you plan to sell your home in the future, having a well-maintained roof can be an attractive selling point for potential buyers.
Energy Efficiency: Some roofing materials and systems offer improved energy efficiency, which can result in lower utility bills over time. Roof financing allows you to invest in energy-efficient roofing options that may have long-term cost savings.
Flexible Payment Options: Roof financing provides flexibility in payment options. You can choose a repayment plan that aligns with your budget, making it more manageable to cover the cost of the new roof.
Preserving Home Insurance Coverage: Insurance companies may require homeowners to maintain a certain level of roof quality to keep their coverage. Roof financing allows you to meet these requirements and ensure continued insurance protection for your home.
Peace of Mind: Knowing that your home is protected by a sturdy and reliable roof can provide peace of mind. Financing allows you to address roofing issues promptly, reducing stress related to potential damage.
Before opting for roof financing, it’s essential to carefully consider the terms and interest rates associated with the loan. Make sure to choose a financing option that aligns with your budget and long-term financial goals.
Choose Stubbs Roofing
If you want reliability, strong warranty protection, and peace of mind for your Tallahassee home, Stubbs Roofing is an excellent choice.
Trusted. Certified. Proven.
Stubbs Roofing is GAF Master Elite®
GAF Master Elite certification is a prestigious recognition awarded to a select group of roofing contractors by GAF, North America’s largest roofing manufacturer. It signifies that a contractor has met GAF’s rigorous standards for quality workmanship, customer satisfaction, and ongoing training, with less than 2% of roofing contractors achieving this status.
Key aspects of GAF Master Elite certification:
- Rigorous Standards: Contractors must demonstrate exceptional skills, knowledge, and customer service, along with a proven track record of high-quality work and customer satisfaction.
- Ongoing Training: Master Elite contractors undergo continuous training on GAF’s roofing products and installation techniques to stay up-to-date with the latest best practices.
- Exclusive Warranties: Master Elite contractors are authorized to offer GAF’s enhanced warranties, including the Golden Pledge® Limited Warranty, which provides extensive coverage for both materials and workmanship.
- Customer Peace of Mind: Homeowners can trust that a Master Elite contractor will deliver superior workmanship, use high-quality materials, and stand behind their work with strong warranties.
- Limited Availability: This certification is highly selective, with fewer than 2% of roofing contractors in North America achieving Master Elite status.